Does State Farm Offer Travel Insurance? – Pas Trusted News

Does State Farm Offer Travel Insurance?

State Farm does not offer travel insurance.

It does offer some travel expense coverage for those with State Farm collision and comprehensive insurance who have a car accident when traveling more than 50 miles from home—but these are not travel insurance policies.

If you’re planning a trip that involves nonrefundable deposits, or you’re planning to travel outside the U.S., it’s smart to look into a comprehensive travel insurance policy.

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Top Companies That Offer Travel Insurance

If you’re on the hunt for travel insurance, there are many choices available. The best travel insurance companies package together valuable benefits that can compensate you for trip cancellation, trip interruption, delays, medical expenses and more.

AXA Assistance USA

The Platinum plan by AXA Assistance USA includes top baggage and personal effects coverage, and has generous medical, evacuation and missed connection coverage.

Berkshire Hathaway Travel Protection

Berkshire Hathaway Travel Protection might soothe the nerves of those worried about stormy weather.

The LuxuryCare plan will reimburse you for trip cancellation or interruption due to a hurricane, with no waiting period. To qualify, you must buy your policy before a hurricane becomes a named storm. The required waiting periods for missed connections and travel delays are decent, and sports equipment loss and delay benefits are also included.

Cat 70

Cat 70 can lend some peace of mind to parents: Trip cancellation and trip interruption benefits kick in when a child’s caregiver is injured, becomes ill or dies. The Travel Plan by Cat 70 provides generous medical expense coverage, good hurricane coverage and offers a “cancel for any reason” upgrade.

Generali Global Assistance

Generali Global Assistance is a top option for those with a pre-existing medical condition. Coverage begins when you buy a policy prior to or within 24 hours of making your final trip payment. The Premium plan includes decent missed connection benefits and excellent interruption coverage.

GoReady

GoReady is a great option if price is your top concern. It has the lowest average cost among all the best travel insurance companies that Forbes Advisor analyzed. The Choice plan also has excellent travel delay benefits and superior hurricane coverage.

HTH Worldwide

HTH Worldwide is a great option for those seeking top-notch travel medical expense coverage and emergency evacuation coverage. You can also get excellent trip interruption insurance and very good travel delay benefits at a decent price with HTH’s TripProtector Preferred policy.

IMG

The iTravelInsured Travel LX plan from IMG should hold great appeal for dog owners. If your return trip is delayed, this insurance policy can cover extra kennel fees until you get back home. Trip interruption and cancellation insurance also covers death, injury or illness of a dog. You also get excellent travel delay, medical and evacuation benefits.

John Hancock Insurance Agency

John Hancock Insurance Agency’s Gold policy has excellent medical evacuation, travel delay and hurricane coverage. You can buy a “cancel for any reason” upgrade. The Gold policy also provides coverage for the loss of sports equipment when traveling.

Nationwide Travel Insurance

Nationwide gets high marks from us for its upgrades, such as an “interruption for any reason” travel insurance that offers reimbursement regardless of why you cut a trip short. Its Cruise Luxury plan provides excellent medical evacuation, non-medical evacuation and missed connection benefits.

Seven Corners

Seven Corners offers top value for those seeking robust coverage. Its RoundTrip Choice plan provides cancellation and interruption upgrades and great benefits across the board, such as superior medical and baggage coverage.

Tin Leg

Tin Leg is likely to appeal to budget-conscious shoppers, as its pricing is very competitive for the level of perks it provides. Medical and evacuation coverage limits are especially generous.

Travel Insured

Travel Insured’s Worldwide Trip Protector policy provides a strong travel insurance benefits package at a relatively low price compared to other plans. It includes excellent hurricane coverage, good travel and baggage delay benefits and offers trip interruption and cancellation upgrades.

TravelSafe

TravelSafe excels in providing missed-connection coverage: You get $2,500 of coverage per person after a delay of three hours or more with the TravelSafe Classic policy. The Classic policy also provides high medical evacuation limits and offers a “cancel for any reason” upgrade.

Travelex Insurance Services

Travelex Insurance Services might be a good choice for families who travel. Children age 17 and under receive free coverage when traveling with an adult who is on the policy. You also can buy adventure sports and “cancel for any reason” upgrades with the Travel Select Plan. Outstanding hurricane coverage is included, as well as very good travel delay benefits.

Trawick International

Trawick International is a top choice for those who need rental car coverage. The policy reimburses up to $35,000 for rental car damage. The Safe Travels Voyager plan by Trawick International also provides very good baggage and travel delay benefits.

WorldTrips

WorldTrips is known for its great add-on coverages. These include extra coverage for pets, hunting and fishing equipment, weddings and adventure sports activities. The Atlas Journey Premier policy by WorldTrips offers trip interruption and cancellation upgrades and very good missed connection and travel delay benefits.

Do I Need Travel Insurance?

Travel insurance often makes the most sense if you simply cannot afford to lose any nonrefundable costs associated with a trip. It can also be a smart purchase if you are traveling to an area known to be susceptible to dangerous weather, such as hurricanes.

You might find travel insurance is worth it just to have peace of mind. Life is full of unexpected events. The best-laid travel plans can fall apart if a family member suddenly becomes seriously ill, for example, or you break an ankle the week before your trip.

Travel medical insurance, which is included in most policies, is also a good idea for international travel. That’s because your U.S. health plan may have no or limited coverage outside the country.

On the other hand, you likely don’t travel insurance if you’re traveling within the U.S. or have few nonrefundable costs associated with your trip.

Using a Credit Card For Travel Insurance

Some people want the comprehensive coverage that a good travel insurance policy can provide. However, others might be satisfied with more modest coverage.

If you are in the latter camp, you might find you have sufficient travel insurance through the credit card you used to book your trip. Some credit cards offer modest travel insurance benefits that might be adequate for some vacations.

Check out the best credit cards for travel insurance.

What Other Insurance Does State Farm Offer?

Although State Farm does not offer travel insurance, it has many other types of coverage, including:

State Farm Car Insurance

State Farm car insurance has decent rates for good drivers, based on Forbes Advisor’s analysis. If you’re adding a teen driver to your policy or you’ve been cited for speeding, State Farm has competitive rates. State Farm has a low level of complaints filed to state insurance departments about car insurance.

State Farm Disability Insurance

State Farm’s disability insurance can protect you if you become injured or ill and no longer can perform your job. This type of coverage offers ongoing income when you really need it.

Both short-term and long-term disability coverage is available.

State Farm Health Insurance

State farm offers supplemental health and Medicare supplemental coverage. In both cases, these policies serve as additional coverage to your main health insurance, helping pay for expenses that otherwise might come out of your pocket.

State Farm Home Insurance

With State Farm homeowners insurance, you’ll get a substantial price break (an average of 23% savings) for bundling your home and auto insurance, based on Forbes Advisor’s analysis. State Farm also has decent home insurance rates and strong customer service.

If you are worried about fires in your home, State Farm offers a benefit that might interest you. A partnership with Ting gives you free access to a smart plug that monitors your home’s electrical network and alerts you to faults that could trigger a blaze.

State Farm Life Insurance

State Farm life insurance options include for term, universal and whole life insurance. Forbes Advisor’s analysis found that the cash value in State Farm’s whole life insurance policies accumulates pretty well, even in the early years of a policy.

State Farm Pet Insurance

State Farm pet insurance is provided through Trupanion and offers unlimited annual coverage and a range of reimbursement levels to choose from. Plus there is no deductible.

State Farm Renters Insurance

State Farm renters insurance rates are super competitive, and State Farm has a low level of complaints about renters insurance made to state insurance departments, suggesting strong customer service.

Renters insurance offers liability protection in case you are responsible for damages to someone else or their property. You also get coverage for your personal property and loss of use coverage in case your rental is uninhabitable for a period.

State Farm Small Business Insurance

If you own a business, State Farm has many coverage options. These include a business owners policy, commercial auto coverage, workers’ compensation insurance, commercial liability umbrella insurance and more.

Other Types of State Farm Insurance

Other insurance available State Farm includes coverage for:

• Boats
• Farms and ranches
• Manufactured homes
• Motorcycles
• Motorhomes
• Off-road vehicles
• Roadside assistance
• Travel trailers